KANOPI GUIDES
The Platform Guide to Capturing Australia's $35 Billion Embedded Insurance Opportunity
Discover why embedded insurance is projected to claim 18% of Australia’s insurance market by 2033, and how your platform can launch a validated pilot in under 90 days.
$35 Bn
Market value by 2033
18%
Of total insurance market
3-7%
ARPU lift for platforms
What's Inside
Everything you need to understand about the embedded insurance opportunity
💰
The Commercial Case
Industry data showing 3-7% ARPU lifts, 25% retention improvements, and why embedded insurance transforms transaction volume into recurring margin.
📊
Journey-to-Risk Model
Framework for identifying which products naturally fit your customer journeys across fintech, mobility, property, and B2B SaaS platforms.
⚡️
Integration Strategy
Why building in-house takes 3+ years, the risks of partnering directly with carriers, and the orchestration platform advantage.
✅
Compliance Framework
How to embed consumer protection, licensing, and regulatory requirements by design without breaking the customer experience.
🚀
90-Day Pilot Framework
Step-by-step roadmap to validate demand, serviceability, and economics before committing to scaled infrastructure.
🎯
Market Benchmarks
Real conversion data, attach rates, and unit economics from platforms already embedding insurance across different verticals.
Why this guide matters right now
- Embedded insurance is shifting from differentiation to baseline expectation. Early movers are resetting what complete platform experiences look like.
- The market opportunity is validated. $35B by 2033, with platforms already seeing 2-3x higher conversion when insurance is offered at the point of need.
- The pilot approach de-risks the decision. You can validate demand, serviceability, and scalability in 90 days without irreversible infrastructure commitments.
- Post-bind complexity is where most teams underestimate effort. This guide shows you how to design for claims, cancellations, and compliance from day one.
